Philip StrattonJun 44 minLESSON 15: Sinking FundsIn Lesson 14, we discussed thinking through the intentions you have for your money. During this exercise, you might have looked through...
Philip StrattonJun 13 minLESSON 14: Let's Create A PlanSome people don't like the word "budget" because it denotes restriction, limitation, or confinement. A better name might be one that...
Philip StrattonMay 134 minLESSON 13: The BIG 4 - #4 Clothing+There are numerous studies on how Americans spend their income as a percentage of their pay. A common claim is that households spend...
Philip StrattonMay 132 minLESSON 12: The BIG 4 - #3 FoodThere are numerous studies on how Americans spend their income as a percentage of their pay. A common claim is that households spend...
Philip StrattonApr 123 minLESSON 11: The BIG 4 - #2 TransportationThere are numerous studies on how Americans spend their income as a percentage of their pay. A common claim is that households spend...
Philip StrattonMar 173 minLESSON 10: The BIG 4 - #1 HousingThere are numerous studies on how Americans spend their income as a percentage of their pay. A common claim is that households spend...
Philip StrattonFeb 35 minLESSON 9: Is Retirement Preparation A Top Priority For You?What are your thoughts and plans regarding the funds that will be needed to sustain you throughout your retirement years? Is...
Philip StrattonDec 13, 20213 minLESSON 8: Balancing ActStudies show that approximately 40% of American families would not have the cash available to cover an unexpected $400 expense. Yet, ask...
Philip StrattonNov 9, 20215 min"Love Your Enemies" HighlightsI found this book very thought-provoking and on target regarding the issues we are experiencing within our culture. As he states in the...
Philip StrattonNov 7, 20216 minMy Toodledo, Google Calendar, Pocket Informant and Evernote WorkflowIn his book "Getting Things Done"(commonly referred to as GTD), David Allen states a key tenet of being productive and ensuring the...
Philip StrattonOct 22, 20211 minThe Psychology of Money HighlightsHighly recommend this book! Here are some of the highlights I made while reading it. Check it out from your library. Glance through a...
Philip StrattonOct 6, 20212 minI Said This, You Heard That - Communication ToolDespite our advanced linguistic capabilities, effective communication remains a major challenge in relationships (home, work, church). ...
Philip StrattonJul 3, 20212 min2021 Digital PlannerSome people like paper planners. They enjoy the act of writing entries into their calendar, creating task list and checking off the...
Philip StrattonJan 31, 20213 minThe Ship of TheseusThis has not been a good month for our 17 year old son’s vehicle. We purchased a 2002 Chevy Trailblazer a couple years ago and it has...
Philip StrattonSep 22, 20203 minLesson 007: You Need A SystemChoice is good, right? Like most questions in life, the answer is "it depends". Having choice is usually seen as a positive thing. It...
Philip StrattonJul 12, 20207 minWhy Your Teenager Should Be Thinking About RetirementTeens don't typically think long-term strategies. That's not surprising. They have only been alive for less than 20 years (hence the term...
Philip StrattonSep 11, 20198 minLesson 006: Get Started TODAY"If I had only been taught this stuff when I was young." I hear it often. We use the ignorance of the past to serve as our excuse for...
Philip StrattonJul 13, 20192 minMortgage RefinanceWe are refinancing our home mortgage. Interest rates are still extremely low and our rate will only be dropping from 4.5% to 3.625%. ...
Philip StrattonMay 8, 20193 minLesson 005: There's No Such Thing As WillpowerPeople talk about willpower as if it is some supernatural power. A force that requires Jedi-like mastery that can be used to alter the...
Philip StrattonMay 7, 20193 minLesson 004: Needs vs. WantsIn 1943, Abraham Maslow introduced us to his hierarch of needs concept. The basic premise is that needs must be satisfied from the...